The following information will help us quickly determine your eligibility, and provide you with a smooth application process.:

Income Documents

1. Last 30 days pay check stubs - computer generated, include year-to-date totals
2. Last two (2) years Personal Tax Returns (all pages)
3. Last two (2) years W2’s & K-1 forms (if applicable) for each borrower
4. Last two (2) years Business Tax Returns (if own ≥ 25% of business)
5. Other Income:
   • Most recent awards letters for social security and/or pension income
   • Divorce Decree/Court order – if using Alimony/Child Support to qualify

Asset Statements

1. Last two (2) months bank statements (all pages)
2. Last two (2) retirement statements (all pages)

Property Info

1. Mortgage Statements – all financed properties
2. Home Equity Loan Statements (if applicable)
3. Real Estate tax bill – all financed properties
4. Homeowners Insurance Declaration Page – all financed properties
5. Listing Sheet

Credit Info

1. Explanation regarding purpose of refinance proceeds
2. Explanation regarding any recent credit inquiries or derogatory credit
3. Court entered divorce decree (if applicable)