The following information will help us quickly determine your eligibility, and provide you with a smooth application process.:
Income Documents
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Last 30 days pay check stubs - computer generated, include year-to-date totals
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Last two (2) years Personal Tax Returns (all pages)
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Last two (2) years W2’s & K-1 forms (if applicable) for each borrower
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Last two (2) years Business Tax Returns (if own ≥ 25% of business)
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Other Income:
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Most recent awards letters for social security and/or pension income
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Divorce Decree/Court order – if using Alimony/Child Support to qualify
Asset Statements
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Last two (2) months bank statements (all pages)
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Last two (2) retirement statements (all pages)
Property Info
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Mortgage Statements – all financed properties
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Home Equity Loan Statements (if applicable)
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Real Estate tax bill – all financed properties
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Homeowners Insurance Declaration Page – all financed properties
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Listing Sheet
Credit Info
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Explanation regarding purpose of refinance proceeds
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Explanation regarding any recent credit inquiries or derogatory credit
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Court entered divorce decree (if applicable)
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