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Why Use Republic Bank?

Whether you’re a first time home buyer, buying a new home, or in the market to refinance, we have the solution for all your lending needs. Count on our team of experts for prompt, helpful service with great attention to detail.

Purchase & Refinance Expertise
Enjoy the experience of purchasing a new home or take advantage of the low rates and refinance with our team of professional residential mortgage experts

We’ll help you choose from our many loan options to find the loan that’s right for you.

First time buyers can expect:
• Understanding the loan process
• Getting prequalified to purchase
• Calculating what you can afford
• Evaluating rates and terms
• Establishing credit
• FHA loans

We can help those selling and buying with:
• Prequalification
• Departure residence solutions

Refinancing can:
• Lower your monthly payment
• Shorten the loan term to build equity faster and reduce the total interest you pay
• Give you cash to improve your home, pay off credit card debt or manage college expenses

Construction & Renovation Solutions
Whether it’s new construction or renovations to a home, our experts can make it easy for you to turn your ideas into reality.

Building your dream home, we have the tools to make that a reality:
• Lot acquisition
• Construction loan to pay your contractor as your home is built
• Permanent financing options after your new home is complete

Want to spruce up, or add onto the home you already own? We can help finance that renovation:
•  Open a construction line and use ‘as completed’ value to maximize available funds
•  A home equity loan or line of credit for minor repairs or improvements

We can help you purchase a home to renovate with:
•  Single application for purchase and renovation financing
•  Dual purpose financing options - renovation costs built into your financing
•  Renovation funds available immediately after closing

You can expect:
•  Fast approval
•  Direct communication/payouts with your builder
•  Clear communication

Custom Portfolio Lending
When your needs are not met by FNMA, you need to work with a bank who can keep your loan in-house and offer niche solutions.  We want to help the self-employed, doctors, new landlords, and non-warrantable condo purchasers – just to name a few.  We believe that common sense is a novel approach to banking!


Republic Bank of Chicago NMLS #413645
2221 Camden Court, Oak Brook, IL  60523
Direct:  (630) 570-7777
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